For families with a special needs child, life insurance can be an especially effective tool for funding a trust.
Life Insurance Can Fill a Special Need
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life insurance/ long term care combos
Ten Lesser-Known Military Benefits You Need to Know
The U.S. Department of Veterans, through Tricare and the GI Bill, offers numerous basic health care and education benefits to veterans. Even with these programs that help veterans and their families, other little-known services can improve their lives and ease the financial burden of medical care and other expenses. Check your veteran status to see if you qualify for these ten benefits.
Important Information About Life Insurance
The recent COVID-19 pandemic has made many of us think about our mortality and how to make sure our loved ones are taken care of especially if we die unexpectedly. Life insurance can be an affordable way to provide for our children, a spouse, a sibling, aging parents,...
The Newest Function of Life Insurance in Estate Planning
Because of the spending bill signed by the President at the end of last year, clients might consider drawing down their taxable IRA balances, using the net proceeds to pay life insurance premiums.
Long Term Care Insurance Choices – Riders and Hybrids
“Planning ahead for long-term care is important because there is a good chance you will need some long-term care services if you live beyond the age of 65,” cautions MyFederalRetirement.com. As Indiana elder attorneys, we certainly agree that long-term care planning...
In Buying Long Term Care Insurance, It Pays to Go for the Sweet Spot
“For aging baby boomers, planning for long-term-care costs becomes more pressing every day. But the insurance that helps cover those costs is surging in price, while the benefits are becoming skimpier,” Eleanor Laise comments in Kiplinger’s Retirement Report. It’s...
Individualizing Estate Planning Using Life Insurance
Life insurance has many uses in an estate plan, observes investopedia, listing several of those uses: To provide liquidity in an estate (to pay expenses, provide access to cash for heirs while the estate is being settled) To repay debts To replace income that the...
