When it comes to the Centers for Medicare & Medicaid Services, the old statement “I’m from the government and I’m here to help you” may actually be true. The updated federal nursing home regulations issued this year are designed to protect residents of nursing...
Hoosier Estate Planner
It’s Not (But Almost Is) Too Late for Your RMD
In the excitement of shopping for those special grandkid gifts, it may have slipped your mind. But please – don’t forget that December 31st deadline for making your Required Minimum Distribution from your IRA account. How does that work, again? Well, when you save...
Understanding Home Health Care
Home care services can offer you and your family members trained help with medical and personal care. Keep in mind, though, that home care is limited to specific tasks, cautions Next Step in Care. Home health aides and personal care attendants primarily provide...
Why It’s Important to Call Yourself a Caregiver
Big events in life are often marked by ceremonies and rituals, notes Next Step in Care. A wedding makes you a spouse. A graduation acknowledges your educational achievements. A naming ceremony celebrates the birth of a child. Even a funeral is an event, marking the...
Nine New Strategic Partnerships for Veterans
At Geyer & Associates, where an important area of our practice is Veteran’s Benefits, we were all very thankful this Veterans’ Day to learn of the latest announcement from the Department of Veterans Affairs. The VA announced no fewer than nine new strategic...
Transportation Options for Indiana Seniors
CICOA Aging & In-Home Solutions is a not-for-profit agency, one of 700 Area Agencies on Aging nationwide. CICOA is not a government agency, but oversees state and federal funds and private donations to provide information, advocacy and support services for older...
Post Halloween Estate Planning Horror Stories
“Tales of estate planning gone wrong makes for juicy reading and a lot of head shaking, but there are also commonsense lessons we can take from these estate planning mistakes,” writes Denver estate planning attorney Dan McKenzie. Of course, it’s always best if we can...
Stretch IRAs Add Flexibility to an Estate Plan
Stretching is very important, Health Fitness Revolution reminds us. Stretching decreases the risk of injury, improves our energy levels, even encourages an optimistic outlook. The primary reason stretching is so vital is that it is important for flexibility. In the...
Co-Signing Someone Else’s Loan May Not Be the Smartest Estate Plan
“Here’s some good money advice: Don’t cosign someone else’s loan,” writes Jean Chatzky in the AARP Magazine. Chatzky cites a new survey from CreditCards.com showing that: 38% of cosigners lost money because the primary borrower defaulted 28% saw their own credit score...
Probate or Non-Probate Assets? Both May Be Included in an Estate
The executor of an estate has to write up an inventory listing all of the assets she’s dealing with in settling that person’s affairs. But that list does not necessarily include all the assets the person owned before death. The executor is responsible for accounting...

